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| 正面描述 | At the left, an intaglio vignette of two clasped hands enclosed within a laurel wreath cartouche, with the denomination TWO & SIX-PENCE inscribed beneath in letterpress. The bank title Hand-in-Hand Bank is rendered in elaborate copperplate calligraphic script across the top, flanked by manuscript note numbers, with the promise-to-pay text and place-date line completing the face in the same ornate script. The entire note is printed in red-brown ink on plain laid paper, with a partially completed manuscript date line reading Jersey, the _ day of _ 181_. |
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| 正面铭文 | Hand-in-Hand Bank Promise to pay the Bearer on Demand, ONE BANK OF ENGLAND NOTE for EIGHT of these Notes. Jersey, the _ day of _ 181_ TWO & SIX-PENCE Ent. |
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The Hand-in-Hand was one of several private note-issuing banks operating in Jersey during the Napoleonic Wars period, when the island's financial infrastructure was under considerable strain from military garrisoning and disrupted trade. Jersey sat outside the Bank of England's orbit entirely — English banking legislation did not extend to the Channel Islands — so local merchants and banking partnerships filled the gap with their own paper.
JN#93 is among the scarcer documented Jersey private issues. The bank itself was short-lived, and survivor notes from this series are genuinely rare; most private Jersey bank paper was either redeemed and destroyed or lost to the attrition of two centuries in private hands. The denomination in shillings and pence rather than pounds reflects Jersey's stubborn retention of its own accounting conventions well into the nineteenth century.