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| 正面描述 | Blue-toned note with an ornate guilloche border framing the central composition. A central vignette presents a circular medallic device, flanked symmetrically by the denomination '$2.00 / MONEDA LEGAL' repeated on each upper corner and large numeral '2' at each side. The issuer's name 'BANCO DUGAND' appears in bold letterpress across the centre, beneath which 'SECCIÓN HIPOTECARIA' and a multi-line text identifying this as a Cédula Hipotecaria established under Law 24 of 1905 at 6% annual interest are printed; a bearer clause in script reads 'DOS PESOS — moneda legal colombiana' with place of issue given as Barranquilla. Overprinted 'SPECIMEN' in red appears twice across the lower portion, with serial numbers shown as '00000'. |
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| 正面铭文 | VALE $2.00 MONEDA LEGAL SÉRIE B NÚMERO BANCO DUGAND SECCIÓN HIPOTECARIA ESTABLECIDA EN VIRTUD DE CONTRATO CELEBRADO CON EL GOBIERNO DE LA REPÚBLICA DE CONFORMIDAD CON LA LEY 24 DE 1905 AL 6% DE INTERÉS ANUAL CÉDULA HIPOTECARIA DOS PESOS — moneda legal colombiana BARRANQUILLA EL DIRECTOR GENERAL EL SECRETARIO SPECIMEN AMERICAN BANK NOTE COMPANY |
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Banco Dugand was a short-lived Colombian private bank based in Barranquilla, founded by the Dugand family — a commercial dynasty with deep roots in the Caribbean coast's import trade. The bank issued notes during the brief window when Colombian regional banks still enjoyed the right to circulate their own currency before tighter federal controls shut most of them down. By the early 1920s, Banco Dugand had ceased operations.
The American Bank Note Company contract for this series is consistent with Colombian private banking practice of the period — ABNC held most of the regional accounts. Pick 427 is genuinely scarce; the bank's limited geographic reach meant small print runs and minimal surviving stock.