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| 正面描述 | Central vignette within an oval frame shows a lakeside pagoda set against a hillside, rendered in a fine line engraving style. The denomination 貳角 appears in large Chinese characters to the right, with the place name 哈爾濱 (Harbin) in oval cartouches on both lateral margins. The border consists of intricate guilloche work with corner ornaments, and the serial number appears at top left, top right, and bottom centre. |
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| 正面铭文 | 中國銀行兌換券 貳 角 哈爾濱 中華民國 六年十月 (Translation: Bank of China Exchange Note Two Jiao / Harbin / Republic of China, October Year 6) |
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The Bank of China's 1917 small-denomination issues were printed domestically at the Peking Bureau of Engraving and Printing — a politically deliberate choice. By the mid-1910s, Republican China was actively trying to reduce its dependence on foreign printers like the American Bank Note Company and Waterlow & Sons, who had handled earlier Chinese issues. The Bureau had been established partly for this purpose, though its early output was technically uneven compared to the foreign-printed series.
The Bank of China itself had been reorganized in 1912 from the old Qing dynasty's Da Qing Bank, and by 1917 was functioning as a semi-official government bank under considerable political pressure from Beiyang government financing demands. Notes from this period circulated unevenly across provinces where the bank maintained branches, with regional acceptance varying sharply.