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| 正面描述 | Printed in dark blue on a pale pink paper with a repeated text underprint reading 'CHAMBRE DE COMMERCE DE MONTLUÇON-GANNAT'. The note is framed by a letterpress guilloche border with rosette corner ornaments. The denomination 'DEUX FRANCS' is set in large bold capitals at centre, flanked on each side by circular guilloche medallions bearing the numeral '2fr'. Below the denomination, two manuscript facsimile signatures appear under the titles 'Le Trésorier' and 'Le Président', separated by a circular official seal of the Chambre de Commerce de Montluçon-Gannat. The series letter and serial number are placed at lower left and lower right respectively, with the printer's imprint 'HERBIN & BOUCHÉ MONTLUÇON' at the foot of the note. |
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| 背面铭文 | CHAMBRE DE COMMERCE DE MONTLUÇON - GANNAT Autorisation Ministérielle du 28 Avril 1916 Ce billet, garanti par dépôt d'égale somme à la Banque de France, est toujours échangeable aux guichets de sa succursale de Montluçon, et devra, sous peine de prescription, y être présenté au remboursement dans un délai de cinq ans à dater du 28 avril 1916. Ce billet ne sera valable que revêtu du timbre de la Chambre de Commerce. |
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The Chambre de Commerce de Montluçon-Gannat was among the hundreds of French regional chambers forced into emergency currency issuance after the hoarding crisis of August 1914 stripped small-denomination coinage from everyday commerce almost overnight. By 1916, these locally printed bons had become the practical lubricant of Allier department's retail economy. Herbin & Bouché, a Montluçon house, handled production — local printer, local paper, local stamp — which makes the survival rate higher than for notes printed elsewhere and shipped in.
The JP#84-26/27 references indicate two distinguishable varieties, likely differentiated by stamp color or watermark batch.