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| Issuer | Chambre de Commerce de Montluçon-Gannat |
|---|---|
| Year | 1916 |
| Type | Local banknote |
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| Obverse description | Log in to see details |
|---|---|
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| Reverse description | Printed in green on cream paper with a show-through ghost of the obverse denomination visible at centre. The note is enclosed within a guilloche border matching the obverse, with rosette corner ornaments. The upper portion carries the issuer's name and ministerial authorisation date, beneath which a block of typeset text sets out the legal conditions of redemption. A circular violet official stamp of the Chambre de Commerce is applied at centre left. A second clause at the foot states that the note is only valid when bearing the Chamber's stamp. |
| Reverse lettering | CHAMBRE DE COMMERCE DE MONTLUÇON - GANNAT Autorisation Ministérielle du 28 Avril 1916 Ce billet, garanti par dépôt d'égale somme à la Banque de France, est toujours échangeable aux guichets de sa succursale de Montluçon, et devra, sous peine de prescription, y être présenté au remboursement dans un délai de cinq ans à dater du 28 avril 1916. Ce billet ne sera valable que revêtu du timbre de la Chambre de Commerce. |
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| Comments |
The Chambre de Commerce de Montluçon-Gannat was among the hundreds of French regional chambers forced into emergency currency issuance after the hoarding crisis of August 1914 stripped small-denomination coinage from everyday commerce almost overnight. By 1916, these locally printed bons had become the practical lubricant of Allier department's retail economy. Herbin & Bouché, a Montluçon house, handled production — local printer, local paper, local stamp — which makes the survival rate higher than for notes printed elsewhere and shipped in.
The JP#84-26/27 references indicate two distinguishable varieties, likely differentiated by stamp color or watermark batch.