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| 正面描述 | Dated 22.1.1909, printed in green and yellow. Dragon vignettes appear at upper centre, with guilloche underprint across the note. Issued by the Ningpo Commercial Bank, Limited, with text in both English and Chinese characters. |
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| 正面铭文 | 登录 以查看详情 |
| 背面描述 | Printed in red-pink tones with a radiant guilloche underprint of sunburst design at centre. Large Chinese characters overprinted at centre, indicating cancellation or remainder status. |
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The Ningpo Commercial Bank (寧波商業銀行) was among the earliest Chinese-owned modern commercial banks, founded in 1908 by Ningbo merchant networks that had long dominated Shanghai's financial guilds. This note dates to just its second year of operation — a period when private Chinese banks were competing aggressively against the established foreign concession banks and the newly reorganized Qing imperial institutions.
Toppan's Shanghai facility handled a significant volume of Chinese private bank printing in this period, though the company is far better known for its Japanese government work. The A61B designation suggests a plate variant within the series, likely distinguishable by signature combination or serial prefix rather than any gross design change.