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| Issuer | Bank of Communications |
|---|---|
| Year | 1914 |
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| Composition | Paper |
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| Reverse description | Printed in brown and green on cream paper, the reverse carries a bold green guilloche underprint over which the large green denomination text TWO CHOH is overprinted diagonally across the centre field. The bank title BANK OF COMMUNICATIONS is set in bold roman capitals within a solid brown panel at the top, and the branch name HARBIN appears in a cartouche at the foot. A full English text citing National Coinage Law Article 4 and explaining the decimal currency system fills the central area, with two manuscript signatures of bank officials appearing below the text, and corner ornaments bearing the numeral 2 and the legend CHOH repeated at all four angles. |
| Reverse lettering | BANK OF COMMUNICATIONS TWO CHOH 2 CHOH HARBIN In accordance with the National Coinage Law Article 4, the National Coinage shall be based on the decimal system (One-tenth of a Yuan shall be called the "Choh" one hundredth of a Yuan shall be called a "Fen" one-thousandth of a Yuan shall be called a "Li.") All exchanges public and private must be based on this. |
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| Comments |
The Bank of Communications (交通銀行) was established in 1908 under the Qing government to manage railways, telegraphs, and postal services — its notes were effectively infrastructure bonds as much as currency. By 1914, the Republican government had reorganized the bank under the Ministry of Finance, and this issue reflects that transitional moment when the institution was being repurposed from a sectoral operator into a general commercial and quasi-central bank.
The 1914 series was printed by the American Bank Note Company. Regional branches retained the right to overprint or refuse certain denominations, which created significant variation in circulation patterns across provinces.