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| 正面描述 | Central vignette of a large classical building complex with a lakeside or riverside setting, printed in red on a plain ground. Chinese characters reading the bank name appear in a vertical panel at upper right, with denomination characters at top left and bottom left corners. Serial number in black appears at lower centre. |
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| 正面铭文 | 登录 以查看详情 |
| 背面描述 | Bicolour design in dark grey with corner medallions each bearing the numeral '20'. Central guilloche panel carries the large numeral '20 CENTS' with the legend 'BANK OF SHANSI CHAHAR & HOPEI' above and 'LOCAL CURRENCY' on a banner below. Chinese characters and the year '1938' appear at lower centre. |
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The Bank of Shansi, Chahar and Hopei was established by the Japanese-backed provisional government in Peiping in early 1938, explicitly to replace the currency of the Central Bank of China and Nationalist-affiliated institutions across occupied northern China. Notes from this bank were legal tender within the occupation zone but were rejected outright in unoccupied territories, creating sharp informal exchange rates along front lines.
The 1938 date places this note among the earliest emissions — issued while Japanese military administrators were still consolidating monetary control over the three provinces named in the bank's title.