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| 正面铭文 | BANCO LARIANO SpA/Sede Sociale: Como Cap. Soc. L. 11'500'000'000. i.v. Riserve L. 37'757'991'135. Reg. Soc. N. 646 Trib. Como Codice 3476 Il Banco Lariano pagherà a vista per questo assegno circolare Lit. 150 Lire Centocinquanta A A.P.I. Associazione Piccole e Medie Industrie/Lecco Lecco, 10 Gennaio 1977 Banco Lariano Succursale di Lecco |
| 背面描述 | The reverse is printed in orange and white on plain paper stock, with a light guilloche-style numeric underprint across the upper field. The heading 'girate' appears in large orange lowercase lettering, below which the endorsement block carries the payee name 'A.P.I. Associazione Piccole e Medie Industrie/Lecco Aderente "Confapi"' and the president's name 'Carlo Mutazzi' with a manuscript signature. The lower portion bears the value statement 'vale 150 lire' in bold orange typography. A printed disclaimer at the top reads 'Il presente assegno può circolare soltanto in Italia'. |
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Banco Lariano was a regional savings institution based in Como, and like dozens of Italian banks in the mid-1970s, it resorted to issuing its own fiduciary notes to compensate for a catastrophic shortage of small-denomination coinage. The Italian state had effectively run out of circulating coin — partly due to metal hoarding, partly inflation outpacing the cost of minting — and the Banca d'Italia quietly tolerated these local substitutes rather than solve the underlying problem.
Grafiche ATEM in Limbiate, a commercial printer with no particular banknote pedigree, produced these notes alongside similar issues for other northern Italian banks. The 150 lire denomination itself is a telling artifact: it corresponds to the price of a postage stamp at the time, the single most common transaction where exact change had become impossible.