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150 Lire Banca Sella - Biella

Emittent Banca Sella
Jahr 1976
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Form Rectangular
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Vorderseitenbeschreibung The obverse is printed in dark red and pink on white paper, with a guilloche underprint filling the central field. The issuing bank name 'Banca Sella' appears in large italic script at centre, below the date 'BIELLA, 3 GENNAIO 1976' and the denomination numeral '150' at upper right. A text panel at left explains the conditions of use, while a second line in italic script reads 'A vista pagate per questo Assegno Bancario'; the beneficiary 'GALLERIA D'ARTE PERAZZONE' is printed below, accompanied by a circular black vignette of the endorsing establishment at right, with the drawer's signature and address details.
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Rückseitenbeschreibung The reverse is largely plain white paper, with printing confined to the right portion. A circular black vignette of the Galleria d'Arte Perazzone appears at upper right, accompanied by the handwritten endorsement signature of Giorgio Perazzone and the establishment's details including 'galleria d'arte, numismatica, filatelia, antiquariato' and the Biella address. A faint embossed watermark impression is visible at centre-left. A vertical marginal inscription at the far right reads 'Il presente assegno può circolare solo in Italia'.
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Anmerkungen

Banca Sella is one of the few private Italian banks that survived the twentieth century without nationalization, and this 150 Lire note belongs to a peculiar category of Italian financial history: the miniassegni, the small-denomination cheques issued by banks and commercial entities during the coin shortage of the mid-1970s. Italy's chronic hoarding of metallic coinage — driven partly by speculation on the metal value of copper and nickel — created a genuine transactional crisis, and the banking system responded with these quasi-banknotes that circulated as change.

The 150 Lire denomination is among the more unusual values in the series, reflecting the ad hoc nature of the shortage rather than any standardized response from the Banca d'Italia.

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