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101 Rupees - United Bank of India - Specimen Gift Cheque

Issuer United Bank of India
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Size 165 x 72 mm
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Obverse description Cheque-format instrument bearing the United Bank of India circular vignette of three rice stems with the bank name inscribed around the periphery. The face carries printed blanks for date, payee, branch, and authorising signature, with the denomination Rs.101 and the overprint SPECIMEN in red. Printed by Calcutta Security Printers Ltd; valid for six months only.
Obverse lettering GIFT CHEQUE DATE ---------- UNITED BANK OF INDIA --------------------BRANCH
ON DEMAND PAY TO --------------------------------BY ORDER
RUPEES ONE HUNDRED AND ONE ONLY FOR VALUE RECEIVED
SPECIMEN
GH Rs.101 PAYABLE AT PAR AT BRANCHES OF UNITED BANK OF INDIA BRANCH MANAGER
"000000" 18
CALCUTTA SECURITY PRINTERS LTD VALID FOR SIX MONTHS ONLY
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Comments

United Bank of India's specimen gift cheques were promotional instruments, not negotiable documents — printed to the format of a cheque but issued as ceremonial gifts, typically for weddings, religious occasions, or other auspicious events where cash gifts in round figures carried social significance. The 101-rupee denomination is deliberate: in Indian gift-giving custom, the extra single rupee above a round hundred signals goodwill and is considered auspicious, a convention observed across Hindu, Sikh, and Jain traditions alike.

Calcutta Security Printers Ltd handled the production, which kept the entire operation local to UBI's home city.

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