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| 正面铭文 | TWELVE YEAR NATIONAL PLAN SAVINGS CERTIFICATE FREE OF INDIAN INCOME TAX. NOT TRANSFERABLE EXCEPT WITH THE PERMISSION OF THE COMPETENT POSTAL AUTHORITY 1000 RUPEES ONE THOUSAND 12 NPS/ 1000 RUPEES ONE THOUSAND This is to certify that XXXXXXXXXX is registered at the XXXXXXXXX Post Office as the holder of a 12-Year National Plan Savings Certificate, issued in accordance with the terms of the Notification specified on the reverse, and subject to the Application and Declaration of the Purchaser which shall be the basis of this Contract. The Government of India undertake to pay him, on presentation of this Certificate at the aforesaid Post Office on or after the XXXXXXXXX Rs. or at any earlier date after the expiry of twelve months the sum not exceeding Rs. specified on the reverse of this Certificate as due on such date. Post Office Date of Issue Register No. Postmaster. SEE REVERSE |
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| 背面铭文 | RECEIPT ON DISCHARGE. 12 Year certificate Rs. nP Amount to be invested 1000 - 00 If payment is claimed after one complete year from date of issue 1 year 1000 - 00 2 years 1040 - 00 3 " " 1070 - 00 4 " " 1110 - 00 5 " " 1150 - 00 6 " " 1215 - 00 7 " " 1270 - 00 8 " " 1330 - 00 9 " " 1480 - 00 10 " " 1480 - 00 11 " " 1560 - 00 12 " " 1650 - 00 ( NOT ENCASHABLE TILL END OF 12 MONTHS ) Received payment of Rs. in words and figures Signature(s) or thumb impression(s) of holder(s). Date Note: The holder(s) are recommended to keep a note of the serial No and date of issue of this certificate and to notify immediately the post office in which the certificate is registered, in the event of the certificate being lost. ISSUED UNDER THE TERMS OF THE MINISTRY OF FINANCE NOTIFICATION No. F.2 (15)-5/NS/57 DATED 23rd MAY 1957 |
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India's National Plan Savings Certificates were instruments of deliberate capital mobilization, designed to channel private savings directly into Five-Year Plan expenditure. A twelve-year maturity was unusually long by contemporary standards — the government was essentially asking the public to lock money away through two complete planning cycles, a significant commitment in a country where inflation anxieties ran high and institutional trust was still being established after Partition.
These certificates circulated outside the normal Reserve Bank note-issuing framework, issued directly by the Ministry of Finance. The 1000 Rupee denomination would have placed this well beyond everyday retail savings — the target holder was a business, institution, or wealthy individual, not a wage earner.