1000 Francs Saint-Pierre-et-Miquelon polymer

Saint-Pierre-et-Miquelon has no central bank of its own — the islands have used euros since 2002 alongside their formal status as a French territorial collectivity. The "Banque de Saint-Pierre-et-Miquelon" named here is a commercial institution, not a monetary authority, which makes this note a private commemorative issue rather than legal tender in any practical sense.

Polymer commemoratives of this type have proliferated since the 2010s, often produced in small numbered runs for the collector market. Without confirmed print run data or a verified issuing mandate, the note's claim to genuine circulation status is thin.