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| 正面描述 | Uniface front proof printed in brown-violet on a yellow underprint, with Chinese text running right to left across the face. The central-right vignette presents a gazebo set atop a bridge, executed in fine intaglio line engraving. Square overprints bearing Chinese seal script characters appear at intervals across the note. |
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| 正面铭文 | 佰壹 - 佰壹 行銀民農州中 圓佰壹 年七十三國民華中 100 - 100 (Translation: 100 (Yuan) - 100 (Yuan) Farmer`s Bank of Chung-Chou 100 Yuan Year 37 of the Republic of China) |
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The Farmer's Bank of Chung-Chou was a provincial institution based in Henan, operating under Nationalist-aligned regional authority during a period when the central government's own currency was in catastrophic freefall. By 1948, hyperinflation had effectively destroyed the purchasing power of standard Fabi and the newly introduced Gold Yuan was already failing before its ink dried. Regional banks like this one continued issuing notes almost independently of any coherent monetary policy from Nanjing.
The "p" and "s" suffixes in the Pick reference indicate this survives as a front proof — a printer's pull taken before full production, typically on card or ungummed paper, sometimes with "SPECIMEN" perforation or overprint. Proofs from provincial Chinese issuers of this period are disproportionately common in collections relative to circulated examples, largely because they were sold off or distributed outside China as the Nationalist administration collapsed in 1949.