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| 正面描述 | Dark blue letterpress print on cream paper. The central vignette portrays a rural landscape with a farmer plowing terraced fields guided by an ox, set against a background of trees and distant hills. The denomination 壹百圓 (100 Yuan) appears within an ornate guilloche cartouche at left, flanked by the bank name 北海銀行 across the top panel and the regional inscription 山東 on both lateral borders; two red seal chops are applied in the lower portion alongside a date cartouche reading 中國民國三十五年. |
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| 背面描述 | Brown letterpress print. The central vignette presents a traditional Chinese temple or pavilion complex with a tiered roof, set within a landscaped courtyard and framed by an arched guilloche border surmounted by the English inscription BANK OF BAI HAI with flanking wheat ear ornaments. Circular rosette guilloche panels at left and right each contain the numeral 100, and a lower panel bears the slogans New democracy! and Free China! flanking the date 1946. |
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The Bank of Pei Hai was one of the principal Communist financial institutions operating in the Shandong-Bohai border region during the civil war period. Established in 1938, it issued currency in direct competition with both Nationalist and Japanese-puppet money circulating in the same territories — a deliberate strategy to assert economic control ahead of military consolidation.
The 1946 issues reflect a moment when the bank was expanding its reach rapidly following Japan's surrender. Regional paper quality was inconsistent across print runs, and the S3611A series shows variation in ink density and registration that points to decentralized production under field conditions rather than a single controlled pressroom.