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| 背面描述 | Printed entirely in red, with a central vignette of a steam passenger locomotive pulling a train through a rural landscape, framed by an ornate scalloped guilloche border. The English legend BANK OF CHINAN arches across the top, with the denomination 100 YUAN flanking the central scene on both left and right. The inscription ONE HUNDRED YUAN and the date 1939 appear at the base of the design. |
| 背面铭文 | BANK OF CHINAN 100 YUAN ONE HUNDRED YUAN 1939 |
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The Bank of Chinan was a regional bank established by the Japanese-backed Reformed Government of the Republic of China, operating primarily in Shandong province during the occupation period. Its notes circulated as a parallel currency alongside the Central Reserve Bank issues, part of a deliberate strategy to fragment Chinese monetary authority across puppet financial institutions rather than consolidate it.
The S-prefix Pick reference confirms this as a regional issue. Surviving examples from the 1939 series are unevenly distributed in collections — Shandong saw heavy military activity throughout the early 1940s, and much of the paper currency in circulation was destroyed, reissued, or simply abandoned as front lines shifted.