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| 正面铭文 | 行銀民人國中 壹 佰 圓 年七十三國民華中 (Translation: People's Bank of China One Hundred Yuan Year 37 of the Chinese Republic) |
| 背面描述 | The reverse is printed entirely in orange-brown and composed of an intricate guilloche latticework pattern filling the central panel, with the numeral 100 in large figures at centre. Rosette medallions appear at left and right, and ornamental scrollwork occupies the four corners. The bank name is inscribed across the top, and the year 1948 appears in Western numerals at the bottom centre. |
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This is among the first notes issued by the People's Bank of China, which was formally established on 1 December 1948 — meaning some of these notes entered circulation within weeks of the bank's founding, while the civil war against the Nationalists was still ongoing. The Communist monetary system was being built in real time, consolidating several regional bank currencies into a single national issue.
Printing quality and paper stock vary noticeably across the series, a direct consequence of wartime production dispersed across multiple facilities in northern China. Attribution to a single printer is not straightforward.