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| Issuer | Shensi-Kansu-Ninghsia Border Area Bank |
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| Year | 1942 |
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| Shape | Rectangular |
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| Obverse description | Brown letterpress print on plain paper. The central vignette presents a large assembly hall set against a hillside landscape, rendered in fine line engraving. The border is composed of decorative floral and geometric motifs, with vertical Chinese inscription panels flanking both sides and two red seal impressions at the lower corners. |
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| Obverse lettering | 陕甘宁边区银行 壹佰元 民国三十一年 |
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| Comments |
The Shensi-Kansu-Ninghsia Border Region was the Communist Party's administrative base centered on Yan'an during the Second Sino-Japanese War, and its bank issued currency as a direct act of economic warfare. The Nationalist government's blockade of the region, tightened severely after the New Fourth Army Incident of January 1941, cut off outside goods and forced the Border Region into near-total self-reliance. Currency issued from 1942 onward was part of that siege economy — printed locally under difficult conditions to fund military and civilian operations simultaneously.
Paper quality and printing consistency vary considerably across surviving examples of this series, a direct consequence of wartime production constraints rather than poor design intent.