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| 正面描述 | Green guilloche underprint with bamboo foliage motifs. At left, a vignette of a gold panda coin; at centre-right, two giant pandas before a multi-tiered Chinese pagoda amid bamboo stalks. Denomination "100" in red at lower right; anniversary numeral "40th" in olive at upper right. |
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| 正面铭文 | 中国熊猫金币发行40周年纪念 The 40th anniversary of China's Panda Gold Coin 40th panda Chinese Panda Gold Coin 1982-2022 100 |
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China's Panda gold bullion coin program launched in 1982, and the 40th anniversary in 2022 prompted a small wave of commemorative issues across multiple formats — this note being one of them. The Panda series is notable internationally for changing its reverse design annually, a deliberate policy distinguishing it from most major bullion programs, and one that has driven an unusually active secondary collector market since the early 1980s.
Polymer or specially treated paper commemoratives tied to coin anniversaries remain a niche category in Chinese numismatic issues, sitting somewhere between souvenir philatelic material and legitimate notaphilic collectibles.