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| 正面描述 | Green-tinted certificate on cream paper with guilloche border, denomination 100 RUPEES in large numerals at left and right. The Ashoka Pillar emblem flanks the central text block, with bilingual title in Hindi and English along the top. Printed by India Security Press, Nasik Road. |
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| 正面铭文 | भारतीय आयकर से मुक्त FREE OF INDIAN INCOME TAX 12 वर्षीय राष्ट्रीय रक्षा पत्र TWELVE YEAR NATIONAL DEFENCE CERTIFICATE NOT TRANSFERABLE EXCEPT WITH THE PERMISSION OF THE COMPETENT POSTAL AUTHORITY 100 RUPEES ONE HUNDRED 12ND/ 100 RUPEES ONE HUNDRED This is to certify that XXXXXXXXXX is registered at the XXXXXXXXX Post Office as the holder of a 12-Year National Defence Certificate, issued in accordance with the terms of the Notification specified on the reverse, and subject to the Application and Declaration of the Purchaser which shall be the basis of this Contract. The Government of India undertake to pay to him, on presentation of this Certificate at the aforesaid Post Office on or after the XXXXXXXXX Rs. or at any earlier date after the expiry of twelve months the sum not exceeding Rs. specified on the reverse of this Certificate as due on such date. Post Office Date of Issue Register No. POST-OFFICE DATE STAMP Postmaster SEE REVERSE INDIA SECURITY PRESS, NASIK ROAD |
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India's National Defence Certificates were war bonds issued in paper certificate form rather than as conventional currency — this 100 Rupees example dates to 1962, the year of the Sino-Indian War, when the government urgently needed public capital to fund military expenditure following the October Chinese advance into NEFA and Ladakh. The twelve-year maturity term was deliberate: long enough to defer redemption pressure while the defence budget remained strained.
Production at the India Security Press in Nasik Road — the same facility handling the Republic's banknote output — meant these certificates shared security printing standards with circulating paper money, including watermarked stock.