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| 正面铭文 | TEN YEAR NATIONAL PLAN CERTIFICATE NOT TRANSFERABLE EXCEPT WITH THE PERMISSION OF THE COMPETENT POSTAL AUTHORITY 100 RUPEES ONE HUNDRED 10NP/ 100 RUPEES ONE HUNDRED This is to certify that XXXXXXXXXX is registered at the XXXXXXXXX Post Office as the holder of a Post Office 10 Year National Plan Certificate, issued in accordance with the terms of the Notification specified on the reverse, and subject to the Application and Declaration of the Purchaser which shall be the basis of this Contract. The Government of India undertake to pay him, on presentation of this Certificate at the aforesaid Post Office on or after the XXXXXXXXX Rs. 145/- or at any earlier date after the expiry of twelve months the sum not exceeding Rs. specified on the reverse of this Certificate as due on such date. Post Office XXXXXXXX Date of Issue Register No. POST-OFFICE Postmaster. |
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| 背面铭文 | RECEIPT ON DISCHARGE. 10 Year certificate Amount to be invested Rs. 100-0-0 If payment is claimed after one complete year .. 101-0-0 2 years .. 103-0-0 3 years .. 105-0-0 4 years .. 109-0-0 5 years .. 114-0-0 6 years .. 120-0-0 7 years .. 126-0-0 8 years .. 132-0-0 9 years .. 138-0-0 10 years .. 145-0-0 ( NOT ENCASHABLE TILL END OF 12 MONTHS ) Received payment of Rs. as. p. (in words and figures) Signature(s) or thumb impression(s) of holder(s). Date Note. The holder(s) is/are recommended to keep a note of the serial No and date of issue of this certificate and to notify immediately the post office in which the certificate is registered, in the event of the certificate being lost. ISSUED UNDER THE TERMS OF THE MINISTRY OF FINANCE NOTIFICATION No. D-54/1-B II/54 DATED THE 1st MAY 1954 AS AMENDED BY NOTIFICATION No. 7 (24)-B/54, DATED THE 13th OCTOBER 1954. |
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These certificates were not conventional banknotes but quasi-fiscal instruments tied to India's First Five-Year Plan financing, sold through post offices as a form of compulsory or voluntary public savings mobilization. The postal distribution network was the mechanism — branch post offices across India acted as issuing agents, which is why these are catalogued under postal rather than Reserve Bank of India issues.
The ten-year maturity structure meant most certificates outlived the political circumstances that created them. Nehru's Planning Commission used the proceeds to fund infrastructure targets set for 1951–1956, though the certificates themselves ran to 1964.