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| 背面描述 | Purple letterpress-printed reverse with matching guilloche border and Ashoka Lion Capital vignettes at left and right. The upper portion bears the heading RECEIPT ON DISCHARGE with a 5 YEAR CERTIFICATE redemption table listing accrued values from one to five complete years. The right half provides fields for payment confirmation, holder signature or thumb impression, post office stamp, and date. The notification reference is printed along the lower margin. |
| 背面铭文 | 1948 ISSUE RECEIPT ON DISCHARGE. 5 Year certificate Amount to be invested .. Rs. 100- If payment is claimed after one complete year or earlier .. .. 100-0 after two complete years .. 102-8 " three " " .. 105-0 " four " " .. 110-0 " five " " .. 115-0 Received payment of Rs. and figures) p. in words Date Signature(s) or thumb impression(s) of holder(s). Note. The holder(s) are recommended to keep a note of the serial No and date of issue of this certificate and to notify immediately the post office in which the certificate is registered, in the event of the certificate being lost. THIS CERTIFICATE IS ISSUED IN ACCORDANCE WITH THE TERMS OF THE NOTIFICATION No. 1978 (B) - C1/48, DATED 21ST MAY 1948 |
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India's Post Office savings certificates were a cornerstone of postwar capital mobilization, and the 5-year maturity structure on this 1948 issue was deliberately pitched to capture small-denomination rural savings at a time when commercial banking penetration outside urban centres was negligible. The Post Office network was essentially the only financial infrastructure available to the majority of the population in the early years after Partition.
Printed domestically in 1948, within months of Independence — the Government of India Security Press at Nasik had only recently assumed full production responsibilities previously held by British-era contractors.