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| 正面铭文 | ЧЕКЪ ПРИЗНАЕТСЯ ДЕЙСТВИТЕЛЬНЫМЪ ВЪ ТЕЧЕНІЕ ДЕСЯТИ ДНЕЙ СО ВРЕМЕНИ ЕГО ВЫДАЧИ. Соединенный Банкъ. Житомірское Отдѣленіе. Житомірское Отдѣленіе ГОСУДАРСТВЕНН. БАНКА ₽ 100 191 г. Прошу заплатить предъявителю сего с т о р у б л е й и таковую же сумму списать съ моего текущаго счета. Соединенный Банкъ Житомірскаго Отдѣленія. |
| 背面描述 | Plain unprinted paper ground carrying a block of pre-reform Cyrillic text in several paragraphs setting out the terms of the cheque's validity and obligations. At the lower left, the circular violet official stamp of the Zhytomyr Branch of the State Bank is impressed. Below the institutional text, the titles Управляющій (Manager) and Контролеръ (Controller) appear with handwritten ink signatures opposite each. |
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The United Bank's Zhytomyr branch issued these notes during the period when the city changed hands repeatedly between Bolshevik forces, the Ukrainian People's Republic, and White Army units — making orderly banking essentially impossible. Provincial branches across the former Russian Empire resorted to locally stamped and authorized scrip precisely because central currency supply had collapsed and whatever official notes existed were being hoarded or refused.
The S364 series from Zhytomyr is poorly documented, and the distinction between S364A and S364B likely reflects stamp variation or authorization differences rather than a formal redesign.