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| 正面描述 | Central vignette bears the large denomination numeral "100" in guilloche underprint, with the Cyrillic inscription «Кредитный Билетъ» (Credit Note) across the upper portion and «Сто Рублей» (One Hundred Roubles) below. Three signature lines appear to the right — for the Manager of the State Bank, the Controller, and the Military Commissar of Finance — while a text panel at left references the issuing authority of the Semirechye Oblast State Bank. The entire design is framed by an ornate border of interlocking geometric and floral guilloche patterns. |
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| 正面铭文 | КРЕДИТНЫЙ БИЛЕТЪ Р. 100 Р. СТО РУБЛЕЙ Управляющий Государственным Банком Контролёр Государственного Банка Военный Комиссар Комиссар Финансов |
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Semirechye — the "Seven Rivers" region of what is now southeastern Kazakhstan and northern Kyrgyzstan — was among the most isolated theaters of the Russian Civil War. Cut off from Bolshevik-controlled central Russia and besieged by competing White and Red forces, the local administration issued its own emergency currency in 1918 simply because no other money was reaching the region. These notes circulated under conditions of genuine scarcity, not as policy instruments but as improvised survival tools.
P#S1124 is one of several local emission types catalogued under the broader Semirechye series. Attribution to a formal "Oblast State Bank" is partially administrative fiction — the institutional infrastructure backing these notes was thin at best.