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| 正面铭文 | THE NATIONAL BANK OF SCOTLAND INCORPORATED BY ROYAL CHARTER THE NATIONAL BANK OF SCOTLAND Promise to pay on demand to Mungo Ponton or Bearer One Hundred Pounds Sterling BY ORDER OF THE BOARD OF DIRECTORS. Edinburgh Account Manager SPECIMEN |
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| 防伪类型 | Dry seal |
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The National Bank of Scotland was established by royal charter in 1825, making this 1831 note among the earliest issues from an institution less than a decade old. Scottish banks retained the legal right to issue their own notes — a privilege English provincial banks lost under the Bank Charter Act of 1844 — and the National Bank exercised that right aggressively from the outset, printing across a full denomination range to compete with the already-dominant Bank of Scotland and Royal Bank.
At £100, this was not a note that passed through ordinary hands. Wholesale trade settlements and inter-merchant transfers were its natural environment. The dry seal impression, applied without moisture or wax, was the primary anti-forgery measure available at the time — rudimentary by later standards, but consistent with early 1830s Scottish banking practice.