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| 正面描述 | Black intaglio print on white paper with a fine guilloche border framing the entire note. A central heraldic vignette displays the Royal Arms of Scotland supported by a unicorn and a lion, flanked by two oval guilloche medallions each bearing the numeral '100' and by two further circular counter medallions at left. The promise text, in a combination of letterpress script and roman type, reads 'THE NATIONAL BANK of SCOTLAND Promise to pay on demand to George Crosbie or Bearer One Hundred Pounds Sterling By Order of the Board of Directors,' with 'Edinburgh' and a partial date '18' above, and the roles 'Accountt.' and 'Manager.' printed below for manuscript completion. |
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| 背面描述 | The reverse is unprinted, consisting of plain cream-white cotton paper with no design, text, or ornamentation, consistent with early nineteenth-century Scottish banknote production practice. |
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The National Bank of Scotland was established by act of parliament in 1825 — the same year this note was issued — making this among the earliest emissions from that institution. Scottish banks had long exercised the right to issue their own notes, a privilege English banks outside London did not share, and the £100 denomination was almost exclusively a commercial instrument, used for settling accounts between merchants and clearing houses rather than anything approaching retail circulation.
At this level, most examples would have passed through relatively few hands before being cancelled or destroyed. Survivors are rare for that reason alone.