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| 正面描述 | A vignette portrait of Sir Walter Scott is centred on the obverse against a deep red guilloche underprint, with his name inscribed below. The Bank of Scotland arms appear at lower left alongside a multicolour denomination panel bearing repeated numeral 100 elements. The denomination £100 is printed in large numerals at upper right, accompanied by the Governor's and Treasurer's manuscript facsimile signatures, with vertical serial number repeated along the right margin and the date and place of issue at lower right. |
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| 背面描述 | The reverse is dominated by an intaglio vignette of the Kessock Bridge rendered in red and pink tones, viewed from a low angle with rocky shoreline in the foreground and an abstract architectural detail to the right. The denomination £100 appears at upper right and lower left in serif letterpress, with the value legend printed horizontally at lower right. |
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The Bank of Scotland £100 note has never been legal tender — not even in Scotland, where no banknote from any issuer carries that status. Scottish banknotes circulate by convention and mutual acceptance, backed by a requirement that each issuing bank hold an equivalent value of Bank of England notes in reserve. For the £100 denomination, this has always been more of an accounting instrument than a note seen in day-to-day retail trade; most examples returned quickly to bank branches rather than passing through many hands.
P#128 runs across a seven-year window, with relatively modest print runs for the higher value. Fading of the security thread coating has been noted on some examples from the earlier end of the series.