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| 表面の説明 | A vignette at upper left presents two Māori figures alongside kiwi birds at lower left, set against a volcanic landscape in the background. The denomination appears as an underprint at centre. The note carries the full title and promise-to-pay legend of the Bank of New Zealand, incorporated by Act of General Assembly. |
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| 表面の銘文 | ONE HUNDRED POUNDS BANK OF NEW ZEALAND INCORPORATED BY ACT OF GENERAL ASSEMBLY ON DEMAND WE PROMISE TO PAY TO THE BEARER ONE HUNDRED POUNDS STERLING ONE HUNDRED FOR THE BANK OF NEW ZEALAND ONE HUNDRED POUNDS |
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The Bank of New Zealand was a private trading bank, not a central bank, and these high-denomination notes circulated within a dual-currency environment where both British sterling and locally-issued paper coexisted under loose colonial supervision. A £100 note was a merchant and pastoral instrument — used for settling large wool and land transactions rather than anything resembling daily trade. The denominations above £50 rarely left the hands of station owners, wool brokers, or solicitors.
Bradbury Wilkinson produced the plates in London, which was routine for Australasian and Pacific issuers well into the twentieth century. The thirty-four year date span reflects continuity of the same basic plate, not a series of reissues.