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| 正面描述 | Text-only design on plain paper with two manuscript signatures at lower left and right, bearing the treasury promise to pay one hundred perpera. Date inscribed as Cetinje, 25 July 1914, with titles of the President of the Main State Control and the Minister of Finance flanking the signature lines. |
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| 背面铭文 | КРАЉЕВИНА ЦРНАГОРА СТО ПЕРПЕРА Упутница издана на основу закона од 25. јула 1914. Прављење и протурање лажних упутница казниће се по §. §. 145 и 146. кривичног закона |
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Montenegro's decision to print its own currency domestically — rather than contracting a European security printer — was born of wartime necessity. By 1914 the country was already stretched thin by the Balkan Wars, and the outbreak of the First World War cut off the usual channels. The result was a note produced under conditions that show in the paper: the thin substrate is a known characteristic of the issue, not a sign of mishandling, and collectors should not mistake fragility for damage.
The 100 Perpera is the highest denomination of this wartime series. Montenegro was overrun by Austro-Hungarian forces in early 1916, and much of the circulating currency was disrupted or destroyed in the collapse — which bears directly on survivor rates today.