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| 正面铭文 | la Banca Popolare di Novara N. XXXXXXXXX SOC. COOP. A RESP. LIM. - SEDE SOCIALE E CENTRALE NOVARA CAPITALE SOC. AL 31-12-1975 L. 4.108.200.000 - RISERVE E FONDI L. 104.722.222.155 - FONDATA NEL 1871 - REG. SOC. TR. NOVARA N. 1 PAGHERÀ A VISTA PER QUESTO ASSEGNO CIRCOLARE VALE 100 LIRE LIRE CENTO LIRE A _____________________________ NOVARA, XX XXXXXX XXXX BANCA POPOLARE DI NOVARA SEDE CENTRALE (Translation: The People's Bank of Novara Limited Liability Cooperative Company - Registered and Corporate Headquarters in Novara - Share Capital as at 31-12-1975: 4,108,200,000 Lire - Reserves and Funds: 104,722,222,155 Lire - Founded in 1871 - Reg. Soc. Tr. Novara No. 1 - Will pay on sight for this cashier's cheque - Value 100 Lire - One Hundred Lire - To ______________________ - Novara, (date) - People's Bank of Novara Central Office) |
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| 背面铭文 | GIRATE XXXXXXX XXXXXXX IL PRESENTE ASSEGNO PUÒ CIRCOLARE SOLTANTO IN ITALIA 100 LIRE BANCA POPOLARE DI NOVARA (Translation: Endorsement - This cheque may be circulated only in Italy - 100 Lire - People's Bank of Novara) |
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Italy's chronic small-change shortage of the mid-1970s produced one of the stranger episodes in postwar European monetary history: commercial banks, cooperatives, and municipalities were permitted to issue fiduciary notes — miniassegni — as substitutes for coins that had effectively vanished from circulation. The Banca Popolare di Novara, a cooperative savings institution founded in 1871, issued this 100 Lire note under that emergency framework, redeemable at face value through the bank's branch network rather than functioning as legal tender in the strict sense.
The watermark is unusually purposeful for a note of this denomination — most miniassegni issuers skipped such security measures entirely, treating the instruments as essentially disposable.