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| 正面描述 | At left, an oval vignette portrays a standing worker in a cap with arms crossed, set against a lightly engraved background; the denomination СТО РУБЛЕЙ ЗОЛОТОМ appears in a decorative panel at upper left alongside the Soviet state arms at upper right. The main body of the note carries the title ПЛАТЕЖНОЕ ОБЯЗАТЕЛЬСТВО in large letterpress type, followed by multi-line Cyrillic text setting out the payment terms, with three manuscript signature lines and printed titles of officials at the foot. |
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| 防伪描述 | Watermarked paper visible on the reverse as an embossed device at the right side of the note. |
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The "payment obligation" (платёжное обязательство) series was a short-lived instrument issued as the Soviet Union scrambled to stabilize currency after the catastrophic hyperinflation of the early 1920s. These obligations were part of the broader chervonets reform — the 1922–1924 effort to introduce a gold-backed currency and retire the virtually worthless sovznaks. The 100 gold rouble denomination placed this squarely in large-transaction territory, used primarily for institutional settlements rather than retail trade.
The issuing authority — the Central Cash Office of the Narkomfin — was distinct from Gosbank, which issued the chervonets banknotes proper. That separation matters: these obligations carried a different legal status and redemption mechanism, reflecting the transitional and experimental nature of early Soviet monetary policy.
The series was withdrawn before 1929 as the NEP financial architecture collapsed under the First Five-Year Plan.