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100 Francs Swiss Bankers Travellers Cheque

Issuer Swiss Bankers Travellers Cheque (consortium of Swiss banks)
Year
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Currency Franc (1850-date)
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Obverse description Intaglio portrait of William Tell in right profile at right, rendered in fine engraved linework on a light guilloche underprint. The denomination '100' appears at lower left in large multicolour numerals with 'SFr.' below. A red guilloche vignette bearing the Swiss cross is at lower right, with trilingual payment text in blue and green across the centre.
Obverse lettering SWISS BANKERS TRAVELLERS CHEQUE
100
SFr.
REISECHECK
CHEQUE DE VOYAGE
Countersignature/Gegenzeichnung/Contresignature
Date/Datum
The issuing Swiss Banks will pay
Die ausgebenden Schweizer Banken zahlen
Les banques suisses émettrices payent
to
an
à
or order/oder Order/ou à l'ordre
in Switzerland one hundred Swiss Francs
in der Schweiz einhundert Schweizer Franken
en Suisse cent francs suisses
in all other countries the equivalent at current rate of exchange.
in allen übrigen Ländern den Gegenwert zum Tageskurs.
dans tous les autres pays la contre-valeur au cours du jour.
Signature/Unterschrift
Reimbursing Agent/Remboursstelle/Office de remboursement
No writing or stamping in this space / Dieses Feld nicht beschriften und nicht bestempeln / Laisser cette partie en blanc
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Comments

Swiss Bankers Travellers Cheques were backed by a consortium of major Swiss financial institutions rather than a single issuing bank, which gave them an unusual quasi-private guarantee structure — acceptable worldwide precisely because no single bank's solvency was at stake. The 100 Franc denomination was a practical ceiling for everyday travel spending in the mid-to-late twentieth century, when these instruments were still the dominant method for carrying funds across borders.

Travellers cheques as a category collapsed rapidly after ATM networks went international in the 1990s. Swiss Bankers ceased active issuance well before most competitors formally wound down their programs.

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