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100 Francs

Issuer Toggenburger Bank
Year 1864
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Value 100 Francs
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Obverse lettering 100 Die Toggenburger Bank 100 in LICHTENSTEIG zahlt gegen diesen CASSASCHEIN HUNDERT FRANKEN LICHTENSTEIG, den 1864 Der Cassier: Der Präsident: Der Director:
Reverse description The reverse is essentially unprinted, showing only the faint blind emboss or show-through impression of the obverse guilloche medallions and vignette elements visible through the paper, with no deliberate printed design.
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The Toggenburger Bank was one of roughly eighty cantonal and private note-issuing banks operating in Switzerland during the mid-nineteenth century, before the Federal Banking Act of 1881 began consolidating that chaotic plurality toward a single national currency. Based in Lichtensteig in the Toggenburg valley of Canton St. Gallen, it was a modest regional institution — the kind whose notes rarely traveled far from the issuing district and were typically redeemed quickly by locals who knew the bank personally.

Surviving examples from the 1864 series are genuinely rare; the Swiss cantonal private bank notes of this period suffered heavy attrition during the redemption campaigns of the 1880s and 1890s, when most were called in and pulped.