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| 正面铭文 | THE BANK OF MONTREAL WILL PAY TO BEARER ON DEMAND PAID UP CAPITAL $16,000,000 ONE HUNDRED DOLLARS 100 MONTREAL, NOV. 8TH 1914 |
| 背面描述 | Printed in green intaglio, the reverse is dominated by a large central vignette of the Bank of Montreal's neoclassical head office building with its prominent columned portico, set within an elaborate guilloche frame. The denomination numeral "100" appears at lower left and right within geometric lathe-work panels, and the legend "ONE HUNDRED DOLLARS" is lettered across the lower portion of the note. The bank name "BANK OF MONTREAL" is inscribed in an arc at the top, with the printer's imprint at the base. |
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The Bank of Montreal was the dominant commercial bank in Canada at the time of this issue, and its high-denomination notes carried real weight — a hundred dollars in 1914 represented roughly two months' wages for a skilled tradesman. The timing matters: Dominion of Canada notes and chartered bank notes coexisted under the Bank Act, and private chartered banks retained their right of issue until the Bank of Canada absorbed that function in 1935.
The American Bank Note Company operated a Canadian plant in Ottawa, so production here was genuinely local rather than contracted abroad — a distinction worth making given how often ABNC work on Canadian material is assumed to have originated in New York.