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| 正面描述 | The obverse is set entirely in letterpress, with the bold red heading ZAJAM NARODNOG OSLOBOĐENJA arching across the top above the total loan figure of 500,000,000 dinara-kuna in large numerals. A central vignette presents a five-pointed star within a laurel wreath — the emblematic device of the Yugoslav Antifascist movement — accompanied by a ribbon cartouche bearing the partisan motto SMRT FAŠIZMU — A SLOBODA NARODU. The denomination 100 dinara / 100 kuna appears in the lower body, flanked by corner numerals 100, with manuscript facsimile signatures of the Izvršni Odbor at the foot. |
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| 背面描述 | The reverse is composed entirely of dense letterpress text setting out the Uredba o Zajmu Narodnog Oslobođenja across five numbered articles, detailing the terms, interest rate, and ten-year repayment schedule of the 500,000,000 dinar-kuna loan. At the foot appear the printed date 15 januar 1943 and facsimile signatures of the Izvršni Odbor Antifašističkog Vijeća Narodnog Oslobođenja Jugoslavije, headed by President Dr. Ivan Ribar and Vice-Presidents Nurija Pozderac and Pavle Savić. A marginal coupon schedule panel — headed IZPLAĆENA KAMATA — tabulates twenty semi-annual interest payment dates running from 1 juni 1943 through 1 decembar 1952. |
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The ZAVNOH note of 1943 is one of the few wartime issues produced by a resistance government while active combat was still ongoing. ZAVNOH — convened for the first time in June 1943 in liberated territory near Otočac — was asserting civil and administrative legitimacy before any postwar settlement had been decided. Issuing currency was part of that claim.
The dual denomination, expressing equivalence between Dinara and Kuna, was a deliberate political gesture: it acknowledged both the prewar Yugoslav monetary system and the NDH currency then in forced circulation, while committing to neither.