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| 背面描述 | The reverse features a finely detailed proof composition of two giant pandas — an adult and a juvenile — set amid bamboo stalks and foliage in a naturalistic scene, with frosted relief contrasting against the polished field. The denomination 10元 is inscribed in the upper left field, with the fineness mark 1oz Ag .999 appearing in the lower right. The legend 10TH ANNIVERSARY OF XI'AN CITY COMMERCIAL BANK curves along the outer rim, split between the left and right sides. The panda motif, a hallmark of Chinese commemorative silver coinage, is rendered with characteristic fine detailing of fur texture and bamboo foliage. |
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| 背面铭文 | 10TH ANNIVERSARY OF XI'AN CITY COMMERCIAL BANK 10元 1oz Ag .999 |
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| 附加信息 |
Xi'an City Commercial Bank was established in 1997 from the consolidation of dozens of urban credit cooperatives in Shaanxi Province — part of a nationwide restructuring effort by the State Council to rationalize a sprawling, underperforming local credit sector. This coin was issued a decade later to mark the bank's survival and growth through a period when many similar institutions were quietly absorbed or liquidated by provincial regulators.
Low mintage, single-purpose commemoratives of this type were distributed primarily through the issuing bank's own branch network rather than through standard numismatic channels, which complicates supply tracking.