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| 正面描述 | Printed in orange on a light ground, the note carries the royal arms vignette at centre with lion and unicorn supporters, flanked by two oval guilloche bank seals bearing the monogram of The National Bank of New Zealand Limited, one at each side. Two cartouches in the upper corners each bear the legend HALF SOVEREIGN, and an intricate guilloche border frames the entire design. The denomination TEN SHILLINGS STERLING is set in a bold letterpress panel across the lower portion, with a cursive promise-to-pay text above and manuscript date and serial numbers printed in black. |
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| 背面描述 | Uniface; the reverse is plain unprinted paper, showing only natural aging and paper texture consistent with the period of issue. |
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The National Bank of New Zealand Limited was a London-incorporated institution that operated as a private trading bank, distinct from the government's own note-issuing function. During the 1920s, New Zealand still permitted several private banks to issue their own currency — a situation that ended definitively with the Reserve Bank of New Zealand Act of 1933, which centralised issue and almost certainly cut short the lifespan of this very series.
Perkins, Bacon & Petch had refined the steel-engraving and security printing techniques originally developed by Jacob Perkins in the early nineteenth century. Their work for colonial banking clients was a significant part of the firm's business in this period.