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| 正面描述 | Intaglio portrait of Maori King Tawhiao within an oval vignette at right, set against a rich orange and yellow guilloche underprint with large denominational watermark letters reading TEN SHILLINGS across the centre. The bank title in ornate script occupies the upper portion, with the promise-to-pay clause in italic script below, and TEN SHILLINGS cartouches in cloud-shaped panels at all four corners. |
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| 背面铭文 | UNIFORM ISSUE |
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The Bank of New Zealand was a private commercial bank, not a central bank — these notes circulated alongside those of other trading banks under a system that persisted until the Reserve Bank of New Zealand took over sole note issuance in 1934. The absence of fractional corner designations distinguishes this from closely related issues in the same series, a detail that matters for dating and distinguishing between catalogue varieties.
Bradbury Wilkinson produced notes for dozens of colonial and dominion institutions during this period, and the BNZ relationship was a long one.