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| 正面描述 | Salmon-tinted certificate with blue letterpress printing throughout, enclosed by a fine guilloche border. The Ashoka Lion Capital appears at lower left and right flanking the bilingual text in Hindi and English. Denomination numerals "10" appear in each upper corner, with the "FIRST ISSUE" designation at upper right and a central post office date-stamp area at foot. |
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| 背面铭文 | भुगतान की रसीद RECEIPT ON DISCHARGE राष्ट्रीय बचत-पत्र NATIONAL SAVINGS CERTIFICATE रु. पै. Rs. P. लगायी जाने वाली रकम / Amount to be invested. 10 00 यदि जारी होने की तारीख से पूरे दो वर्ष बाद भुगतान की मांग की जाय / If payment is claimed after two complete years from date of issue. 10 85 3 वर्ष बाद / After 3 Years 11 35 4 ,, ,, 11 90 ,, 4 ,, 5 ,, ,, 12 60 ,, 5 ,, 6 ,, ,, 13 50 ,, 6 ,, 7 ,, ,, 14 50 ,, 7 ,, 8 ,, ,, 15 60 ,, 8 ,, 9 ,, ,, 16 80 ,, 9 ,, 10 ,, ,, 18 00 ,, 10 ,, चौबीस महीने पूरे होने से पहले भुनाया नहीं जा सकता NOT ENCASHABLE TILL THE EXPIRY OF TWENTYFOUR MONTHS Received payment of Rs. Paise. (in words and figures) प्राप्त हुए। (शब्दों में और अंकों में) तारीख Date बचत-पत्रधारी (धारियों) के हस्ताक्षर या अंगूठे का निशान Signature(s) or thumb impression(s) of holder(s). |
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National Savings Certificates occupy an odd space in Indian fiscal history — technically debt instruments rather than currency, yet cataloged alongside banknotes due to their bearer nature and physical similarity to circulating paper. The First Issue series of 1965 was part of a broader post-independence mobilization of small domestic savings, targeting rural and semi-urban depositors who had limited access to formal banking infrastructure.
The India Security Press at Nasik Road had been handling sensitive government printing since 1928 and was well-suited to this work. These certificates are considerably more perishable in practice than banknotes — redeemed examples were typically destroyed by issuing post offices, which makes intact unclaimed specimens genuinely uncommon.