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10 Roubles Stavropol

Issuer State Bank, Stavropol Branch
Year 1918
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Value 10 Roubles
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Obverse description Printed in black and red on plain paper stock, the obverse bears the Cyrillic heading ГОСУДАРСТВЕННЫЙ БАНКЪ / СТАВРОПОЛЬСКОЕ ОТДЕЛЕНИЕ at upper centre, with the denomination Р. 10 in red at upper right and the date 15 Мая 1918 г. below. The main text block, a cheque order requesting payment to the bearer of десять рублей, occupies the centre field, flanked on the left margin by a vertical Cyrillic legend ГОСУДАРСТВЕННЫЙ БАНКЪ within a ruled border; serial number and series designation appear at lower left, with manuscript signatures of the Manager and Controller below.
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Reverse description The reverse carries a two-column Cyrillic text block headed ЧЕКЪ ГАРАНТИРОВАННЫЙ (ОБЕЗПЕЧЕННЫЙ), explaining that the cheque is secured by the Stavropol Branch of the State Bank through a lien on the depositor's current account and that funds will be paid solely to the bearer. A large guilloche numeral 10 is printed in the centre field as an underprint behind the text columns. A further paragraph notes the extension of validity to 1 March 1919, and the note bears manuscript signatures of the Manager and Controller at the foot.
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During the Russian Civil War, the Stavropol Branch of the State Bank issued its own emergency currency when supply lines from Moscow and Petrograd collapsed entirely. Stavropol changed hands multiple times between Bolshevik and White forces in 1918–1919, meaning notes like this one could pass through radically different political authorities within months of issue — sometimes within weeks.

The S520 series encompasses several denominations and signature varieties; the "D" suffix in the Pick reference denotes a specific cashier signature combination, which is the primary means of distinguishing these otherwise similar issues.

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