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| 正面描述 | The obverse is printed in brown on cream paper, with the bank's full title arched across the top and denomination numerals '£10' at upper left and right. A central vignette presents the Royal Arms of the United Kingdom — lion and unicorn supporters flanking a crowned shield — with the incorporation legend inscribed below the bank title. Circular guilloche medallions bearing the bank's monogram 'NB' are set into the left and right borders, with a large green typeset 'TEN' overprint across the centre, serial numbers at upper left and right, place, date, and manager's manuscript signature at lower right. |
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| 正面铭文 | THE NATIONAL BANK OF NEW ZEALAND LIMITED INCORPORATED UNDER THE COMPANIES ACTS AND THE NEW ZEALAND ACT 1. 1873 WELLINGTON WE PROMISE TO PAY THE BEARER ON DEMAND TEN POUNDS STERLING FOR THE NATIONAL BANK OF NEW ZEALAND LIMITED TEN |
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The National Bank of New Zealand Limited was a privately chartered commercial bank incorporated in London in 1873, a significant detail for understanding why it contracted with Perkins, Bacon & Petch rather than an Australasian printer. New Zealand had no domestic security printing industry capable of handling banknotes at this scale during the 1920s, and the London connection made the relationship a natural one.
By the mid-1920s the bank's days as a note-issuing institution were effectively numbered. The Reserve Bank of New Zealand Act of 1933 would terminate private note issue entirely, and surviving high-denomination examples from this 1924–1926 window are scarce partly because £10 notes in everyday colonial commerce saw hard use and rarely survived intact.