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| 正面描述 | Central vignette of a reclining allegorical female figure holding a caduceus at right, with a ship in port and industrial factory scene in the background. Denomination and bank name inscriptions frame the design, with guilloche underprint throughout. Text panels indicating place of issue as Wellington, New Zealand appear within the note. |
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| 背面描述 | Central vignette of a river landscape flanked by a kangaroo at left and an emu at right, both rendered in fine intaglio engraving, surrounded by elaborate guilloche lacework in the four corners. Numeral "10" appears in large format at both left and right, with the bank title in an arched panel at top centre and the denomination inscription at the base. Printer's imprint of Waterlow & Sons Ltd., London is visible at the lower margin. |
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The Commercial Bank of Australia Limited was founded in Melbourne in 1866 and remained independent until its merger with the Bank of New South Wales in 1982 — one of the longer-lived of the colonial-era private banks. By 1926, Australian private banknote issuance was in its final years; the Commonwealth Bank had held a monopoly on new note issuance since 1910, but existing private bank circulation rights persisted under transitional arrangements until they were fully extinguished in 1924. A note dated 1926 therefore sits in genuinely unusual territory and warrants scrutiny of its precise issuance circumstances.
Waterlow & Sons produced high-security work for institutions across the British Empire throughout this period, and their Australian private bank commissions are reasonably well documented.