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| 正面描述 | Intaglio portrait of Sir Walter Scott at right, set against fine guilloche underprint in orange and brown tones. The Bank of Scotland coat of arms, supported by two allegorical seated figures flanking a central shield, occupies the centre as the principal vignette. The date and place of issue appear at lower left, with the denomination TEN POUNDS STERLING in bold letterpress below the arms. |
|---|---|
| 正面铭文 | THE GOVERNOR & COMPANY OF THE BANK OF SCOTLAND PROMISE TO PAY HERE TO THE BEARER ON DEMAND TEN POUNDS STERLING |
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Bank of Scotland's Tercentenary series, which this note belongs to, was issued around the bank's 300th anniversary in 1995 — though notes in this Pick 117 range were circulating from 1992, ahead of the formal commemorative push. The bank was founded by an Act of the Scottish Parliament in 1695, making it one of the oldest surviving banks in the world to have issued notes continuously.
Scottish banknotes are not legal tender anywhere, including Scotland — they circulate by custom and acceptance, not legal obligation. This distinction has caused persistent friction, particularly in England, where refusals remain common despite the notes being perfectly valid claims on the issuing bank.