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| 正面描述 | The upper portion carries the bank title "BANK OF NEW ZEALAND" in large bold lettering flanked by two oval guilloche vignettes each bearing the denomination "TEN", with the Royal Arms supported by a lion and unicorn engraved at centre. A script promise-to-pay text occupies the mid-field, beneath which the issuing branch "OTAGO" and a manuscript date line appear, with "TEN POUNDS" set in bold letterpress. The lower border bears the inscription "By Act of the General Assembly" within an ornate engraved frame, and the word "SPECIMEN" is overprinted at centre bottom. |
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| 正面铭文 | INCORPORATED TEN TEN BANK OF NEW ZEALAND ON DEMAND WE PROMISE TO PAY TO THE BEARER TEN POUNDS STERLING OTAGO DAY OF 18 FOR THE BANK OF NEW ZEALAND BY ACT OF THE GENERAL ASSEMBLY |
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The Bank of New Zealand was chartered in 1861, and this note belongs to its first series — issued before the bank had established anything resembling a stable branch network across the colony. Perkins, Bacon & Co. were the dominant security printers of the mid-nineteenth century British world, responsible for the first Penny Black stamps and a substantial share of colonial banking paper. Their intaglio work was considered difficult to counterfeit, which mattered considerably in a colonial economy where fraud detection was slow and enforcement slower.
Ten-pound notes in this series would have moved primarily between merchants and pastoralists, not ordinary wage earners. Survivors are genuinely rare.