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10 Pfennig Vorschuß-Verein
| Issuer | Vorschuß-Verein Neuhaus-Elbe |
|---|---|
| Year | |
| Type | Local banknote |
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| Obverse description | Small-format Notgeld voucher printed in dark red and black on plain paper within a bold rectangular black border. A dense geometric and foliate guilloche underprint in red covers the entire field, over which the issuer's name 'Vorschuß-Verein / Neuhaus-Elbe' is set in black letterpress at centre, surmounted by the word 'Gutschein' in a decorative arched heading at top. The large black numeral '10' dominates the centre, with the denomination 'Pfennig' below and the validity clause 'Gültig bis 1. Januar 1923' in a lower panel. |
|---|---|
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| Reverse description | Plain, lightly textured paper reverse, largely unprinted, bearing a black serial number at top and a red control handstamp at centre arranged in two columns of text, applied by the issuing institution as a validation mark. |
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| Comments |
Vorschuß-Vereine — cooperative credit associations — proliferated across German-speaking territories in the second half of the 19th century, largely following the model promoted by Hermann Schulze-Delitzsch from the 1850s onward. These local mutual-aid institutions frequently issued their own small-denomination paper scrip to facilitate petty lending and member transactions, entirely outside the formal banking system. Neuhaus an der Elbe, a small town in the Duchy of Lauenburg, was typical of the rural and semi-rural communities where such associations took firmest hold.
At 53 × 36 mm, this is genuinely pocket-sized scrip — functional rather than ceremonial, printed cheaply and intended for rapid turnover among members.