10 Pfennig Vorschuß- und Sparverein

Ostheim vor der Rhön is a small Franconian market town, and its Vorschuß- und Sparverein — a cooperative lending and savings association — was exactly the kind of local institution that resorted to privately printed emergency currency during the coin shortages of 1917–18. These Kleingeldersatz notes filled the gap left by hoarded and melted metal coinage, issued under the broad wartime permissions that allowed non-bank entities to circulate small-denomination paper.

Selmar Bayer of Berlin handled a substantial volume of Notgeld printing for minor issuers across Germany during this period. The association's notes were almost certainly redeemed and destroyed quickly once metal coinage returned to circulation after the armistice.