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10 Pfennig Stadt-Sparkasse

Issuer Stadt-Sparkasse Treffurt
Year 1920
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Printer Selmar Bayer, Berlin SO 36, Germany
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Obverse description The obverse is printed on a salmon-red guilloche underprint within a decorative foliate border. Denomination numerals '10 Pfg.' appear in black oval cartouches at upper left and upper right. The heading 'Gutschein über Zehn Pfennig' is set in Gothic blackletter script across the upper centre. At lower left, the crowned municipal coat of arms of Treffurt is rendered in fine line engraving, while a circular stamp of the Stadt-Sparkasse zu Treffurt with an eagle vignette appears at lower right. The issuing authority, date 'Treffurt, den 15. Juni 1920', a manuscript signature, and a validity clause in German are printed across the lower half, with the printer's imprint 'Selmar Bayer, Berlin SO 36' along the bottom margin.
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Reverse description The reverse is printed in dark olive-green on a fine wave-pattern guilloche ground. A central oval vignette contains a detailed line-engraved view of the Treffurt Rathaus (town hall), with its characteristic multi-storey tower and surrounding square, captioned 'Rathaus' above the image. Large numeral '10' appears in each of the four corners of the note, with the lower two rendered inverted as a security measure.
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Comments

Treffurt is a small town on the Werra River in Thuringia, and in 1920 it was issuing its own emergency fractional currency like hundreds of other German municipalities scrambling to fill the coin shortage left by wartime metal requisitioning. The Stadt-Sparkasse — a municipal savings institution, not a central bank — had no natural business issuing circulating currency, but the practical collapse of small-denomination coinage forced exactly that.

Selmar Bayer of Berlin SO 36 was a mid-tier commercial printer active across the Notgeld boom, handling municipal contracts from smaller towns that couldn't access the larger specialist houses.

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