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| 正面描述 | Plain white Kartonpapier (cardstock) ground printed with a light blue silkscreen underprint, overlaid with dark blue letterpress text and border frame. The issuing authority seal and signature appear in blue ink, with a further signature printed in black at centre. |
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| 背面描述 | Reverse of this Kriegs-Notgeld emergency issue, carrying the conditions of redemption and legal notice text in dark blue letterpress on plain white cardstock with light blue silkscreen underprint, consistent with the obverse printing style. |
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Horst an der Emscher was a mining and industrial commune in the Ruhr, and by 1917 the chronic wartime shortage of small change had pushed hundreds of German municipalities into printing their own emergency money — Kleingeldscheine. The Sparkasse here acted as the practical issuing body, a role many German savings banks took on during this period when the Reichsbank simply could not supply enough low-denomination coin to keep local commerce moving.
Selmar Bayer was a Berlin printer regularly engaged for this kind of municipal work. The H54.1e designation in the DeNG catalogue suggests multiple variants exist for this type — likely differing in signature, stamp, or minor typographic detail, which is typical of how these Scheine were updated across successive printings.