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| 正面描述 | Oval-format Notgeld note printed in red-orange on cream paper, with a scalloped guilloche border enclosing a central vignette of an ornate decorative urn or vessel surmounted by a six-pointed star. The denomination numeral '10' appears in large figures below the central vignette, with the word 'Pfennig' in stylized script within a cartouche at the base. The circular legend running along the inner border reads the issuer and denomination text. |
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| 正面铭文 | FÜR MICH ZAHLT DIE BEZIRKSSPARKASSE MELLRICHSTADT 10 Pfennig |
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Mellrichstadt is a small market town in Lower Franconia, and its Bezirkssparkasse — a district savings bank rather than a municipal or state institution — was among hundreds of local German savings banks that issued Notgeld during the acute coin shortage of 1920. The federal government had essentially abdicated responsibility for small-denomination coinage, leaving it to municipalities, cooperatives, and institutions like this one to fill the gap with their own emergency paper.
At 48 × 32 mm, this is among the smallest format Notgeld produced in that wave — closer to a tram ticket than a banknote.