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| 背面描述 | The reverse is printed entirely in salmon-brown ink on cream paper within a decorative guilloche border with diamond-pattern corner ornaments. A bold Gothic inscription 'Städtische Sparkasse Lübbecke i.W. (im Rathause).' is surmounted by a central heraldic town coat of arms, below which appear the lines 'Mündelsichere Bankanstalt.' and three lines of advertising text for savings and deposit services. Vertical marginal texts run along both sides, and the lower portion carries the validity disclaimer 'Dieser Gutschein verliert seine Gültigkeit drei Monate nach erfolgtem öffentlichen Aufruf.' A mirrored motto in inverted text appears at the very bottom. |
| 背面铭文 | Was man erschafft mit fleißigen Händen, soll man Städtische Sparkasse Lübbecke i.W. (im Rathause). Mündelsichere Bankanstalt. Spareinlagen gegen günstige Verzinsung. Gebührenfreier Depositen- und Scheckverkehr. Kreditgewährung aller Art. — — Heimsparkassen. Dieser Gutschein verliert seine Gültigkeit drei Monate nach erfolgtem öffentlichen Aufruf. Reichsbank-Girokonto Minden. Postscheckkonto Hannover 10408 los — durch Scheckkonto. mehren und nicht vera schwendben · Wer hat · Der hut · Zahle bargeld- |
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Lübbecke is a small town in the Minden-Lübbecke district of Westphalia, and like hundreds of similarly sized German municipalities in 1920, it issued Kleingeldscheine to address the severe small-denomination coin shortage that plagued the early Weimar Republic. The national mint simply could not keep pace with demand, and local authorities — cities, towns, even individual businesses — filled the gap with their own emergency paper. Lübbecke's issue is entirely unremarkable in that administrative sense.
What gives these municipal Westphalian notes residual interest is the chronic hoarding problem: many were withdrawn quickly once Reichsbank subsidiary coin supplies normalized in 1921–22, meaning short-issue runs survived in quantity while longer-circulating examples were often pulped.